Juan Carlos

I am primarily responsible for negotiating terms and conditions that govern some of the firm’s leveraged finance transactions, and the job enables me to work on deals in a variety of industries and constantly changing market conditions. Since I joined Goldman Sachs in February 2007, I have worked on transactions in telecommunications, financial services, healthcare, consumer products, chemicals, media and other industries.

The most challenging part of the job is identifying potential market, industry and company-specific risks that could imperil the firm’s reputational or financial capital, and recommending ways to mitigate such risks. The process is challenging, because we are constantly dealing with uncertainty, and many of our recommendations require us to forecast the future performance of specific companies, industries and general market conditions.

The most rewarding part of the job comes when we successfully close deals and see capital change hands. The gestation period for a leveraged finance transaction can range from 60 to 180 days or more. These are complex transactions requiring intricate negotiations with clients, as well as other internal and external constituents. During my first six months with Goldman Sachs, I have contributed to the successful negotiation, execution and closing of 12 transactions.